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Auto Accident Claims

A Tuscaloosa Injury Attorney Is A Valuable Resource Prior To Filing An Auto Accident Claim

Any driver knows that even a minor fender bender can be a major hassle. In most cases, an insurance claim is likely to provide the quickest way to secure needed compensation. For more serious accidents, however, injury victims cannot be guaranteed that insurance claims can meet their needs. A free initial consultation with a Tuscaloosa injury attorney at Cross & Smith helps ensure they take the most appropriate legal action based on their unique circumstances.

Auto Insurance Claims Do Not Always Provide Full Coverage

Depending on the extent of the injuries and other damages, insurance claims can leave Alabama auto accident victims facing significant out-of-pocket expenses. The following situations are examples that illustrate when legal guidance can make a difference to an injury claim:

  • Severe injuries: Victims facing long-term or permanent effects of catastrophic injuries, such as brain damage, amputation or spinal cord injury, may require compensation extending well beyond insurance policy limits.
  • Bad faith insurance practices: Even when the full value of a claim falls within the policy limits, all too many insurance carriers unfairly deny or reduce claims. Bad faith insurance practices may be illegal, but they are all too common. In many cases, victims need a lawyer with the skills and experience to take legal action against powerful insurance carriers.
  • Low offers: Once auto accident victims accept seemingly reasonable insurance offers, those claims are final — even if they later discover the compensation does not fully cover all financial losses. When insurance claims seem to make sense, an experienced Tuscaloosa injury attorney from our firm protects claimant interests by monitoring the claim to help ensure an offer provides full and fair coverage.

Severely-injured accident victims need to pursue full compensation for their claims. However, they first need to first focus on healing. An early consultation with our lawyers helps make sure the correct legal action gets underway quickly and efficiently.

Personal Injury Cases Do Not Have to Go to Court

When insurance is not appropriate, victims dot not automatically have to undergo a stressful courtroom trial. In fact, most non-insurance cases go to the negotiation table for an out-of-court settlement. A Cross & Smith attorney in Tuscaloosa always looks for alternate ways to settle claims fairly and efficiently. Still, when clients need jury decisions to help secure full compensation, we guide them through the entire process.

Contact Us About Your Auto Accident Claim

With more than 25 years of experience, a Tuscaloosa injury attorney at Cross & Smith knows the available options for handling a variety of injury claims. We take the time to educate our clients so they can make informed decisions along the way. If you or a family member has sustained serious injuries in a car accident caused by other negligent parties, do not call an insurance company before calling us for a free confidential consultation. Call today at (877) 791-0618 or use our convenient contact form for responsive support.

Hear What Our Clients Have To Say

"I was injured in an accident and I chose Justin Smith to handle my case. I worked with every staff member there by the end of the ordeal and was treated like family but also with true professionalism. They worked diligently on my case and never faltered or backed down regardless of the obstacles. I am so happy with the outcome and highly, highly recommend Cross & Smith, LLC to anyone that needs someone they can trust."