Every driver should have auto insurance because it is required by law. However, there are a lot of things that many people just don’t understand about their policies. Unfortunately, this can lead to confusion and problems in the event that an accident happens.
Our Birmingham injury attorneys know that understanding your insurance coverage is important to protecting your rights and making informed decisions. A good place to start is to consider some of the myths and misconceptions about auto insurance recently discussed by the Digital Journal.
Some Common Auto Insurance Misconceptions
Understanding these myths can help you to understand how insurance works. You also need to remember that insurance companies are focused on protecting their bottom line and profits and not necessarily on ensuring that injured victims get full coverage for their losses. As such, you need to be careful in your dealings with an insurer after an auto accident and you may wish to be represented by an experienced attorney who can help you to ensure you get what you are entitled to from the insurer.
"We realize there are many options for representation out there, and we talked with several of the "big names" before finding Cross and Smith. With the others, it felt like we were being bullied, in a tank with hungry sharks. We are still receiving junk mail from some. We are SO thankful we were referred to Justin Smith (Cross and Smith) for our accident claim. He and his team were absolutely amazing."